Individual Products & Services
Annuities
Annuities are savings plans designed to help client’s save for retirement. Money put into an annuity grows tax deferred and are not taxed until you withdraw the money. Annuities also provide safety of principal (no loss of principal) and can be designed to generate a guaranteed income for life.
Life Insurance
Protect what matters to you – your loved ones. With life insurance, you can ensure the financial security of those left behind after a death. We offer affordable coverage to provide the financial basics for your family. The money can be used for final expenses, help to replace your lost income, cover debts, pay your mortgage, fund a child’s education and more.
Disability Income Insurance
Protect one of your most valuable assets – your income. Disability Income Insurance can replace a portion of lost income if you are unable to work due to sickness or injury. It can help you to meet your financial obligations and maintain your current lifestyle.
Supplemental Health Insurance
Emergency treatment, unexpected illnesses, hospital visits and medical exam expenses add up quickly. Supplemental Health Insurance can help you pay for services and out-of-pocket expenses that your regular insurance does not cover.
Dental Insurance
Dental insurance works in much the same way that medical insurance works. For a specific monthly rate (or “premium”), you are entitled to certain dental benefits, usually including regular checkups, cleanings, x-rays, and certain services required to promote general dental health. Some plans will provide broader coverage than others and some will require a greater financial contribution on your part when services are rendered. Some plans may also provide coverage for certain types of oral surgery, dental implants, or orthodontia. Kairos Insurance Services offers affordable dental plan options for you and your family.
Vision Insurance
Vision insurance is generally a supplemental insurance to other types of medical insurance policies. Vision insurance will help offset the costs of routine checkups as well as help pay for vision correction wear that may be prescribed by the attending physician. Kairos Insurance Services offers affordable vision plan options for you and your family.
Disclosure
Federal income tax laws are complex and subject to change. This information is based on current interpretations of the law and is not guaranteed. Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions.
Insurance Services offered through Kairos Insurance Services, CA Insurance License #0H15005, a wholly owned subsidiary of Kairos Financial Group, Inc.